B2B payment technology · Powered by MySusu USA Inc.

Accept, manage and move money on one platform.

Kapagi is a payment gateway built for collecting payments, with payouts and reconciliation alongside — so you're not piecing together separate tools.

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Sample activityPayments · Today

Processed$0.00

Transactions0

One platform for the whole payment lifecycle.

Let customers pay the way they prefer.

Mobile money and card payments through one integration.
Hosted checkout, or build your own flow on our APIs.

Invoice #2048 · Harbor & Pine Co.$1,240.00

•••• •••• •••• 424212/29

Illustrative example · sample data

Every transaction in one place, ready to reconcile.

One ledger for incoming payments and outgoing payouts.
Filter, search and export for finance and operations.
Roles that control who can see and do what.

Name	Amount	Status
Harbor & Pine Co.	$1,240.00	Settled
Atlas Wholesale	$4,200.00	Paid
Brightwave Studio	$860.50	Pending
Corvid Logistics	$12,310.00	Processing
Lumen Freight	$2,075.25	Settled

Illustrative example · sample data

Built for how businesses actually move money.

Mobile money and cards

Collect from customers by mobile money or card through one integration. Card payments run on Stripe.

Know when money lands

Payments settle in 2–3 business days. Payouts to vendors, sellers and partners are instant.

Control who can do what

Set roles and approval rules so only the right people can move money.

Finance approves payouts Support can view transactions Two approvals over $10,000

Example rules · try the switches

From first conversation to first payment.

Connect

Tell us how your business takes and sends money. We'll scope the right setup with you.

Configure

Choose payment methods, payout rules and roles, then test everything in the sandbox.

Go live

Run payments, payouts and reconciliation from one place.

Built for the people who build.

APIs and webhooks for payments and payouts.
A sandbox for testing before you go live.
Idempotent requests, so safe retries are built in.

Ask about the API

# Create a payment
curl https://api.kapagi.com/v1/payments \
  -H "Authorization: Bearer $KAPAGI_KEY" \
  -H "Idempotency-Key: inv_2048" \
  -d amount=124000 \
  -d currency=usd \
  -d customer=cus_harbor_pine \
  -d reference="Invoice 2048"

// Send a payout to a vendor
const res = await fetch("https://api.kapagi.com/v1/payouts", {
  method: "POST",
  headers: {
    Authorization: `Bearer ${process.env.KAPAGI_KEY}`,
    "Content-Type": "application/json"
  },
  body: JSON.stringify({
    amount: 420000,
    currency: "usd",
    recipient: "rcp_atlas_wholesale",
    schedule: "next_business_day"
  })
});

// Webhook: payment.settled
{
  "id": "evt_01H8X2",
  "type": "payment.settled",
  "data": {
    "payment": "pay_7Qk3m9",
    "amount": 124000,
    "currency": "usd",
    "status": "settled"
  }
}

Illustrative examples. Endpoints and field names will differ in the live API.

For businesses where payments are part of the product.

Marketplaces & platforms

Collect from buyers and pay out to sellers or service providers, with a clear record of every step.
- Money in: Buyer paysCard or mobile money
- Money out: Seller paid outInstant
Software & SaaS

Bill customers and pay out partners without building payment operations from scratch.
- Money in: Customer pays invoiceCard or mobile money
- Money out: Partner paid outInstant
Fintech & embedded finance

Add payments and payouts to your own product through our APIs.
- Money in: Your user pays inside your productVia the API
- Money out: Your user is paid outVia the API
Enterprises & services

Pay suppliers, partners and contractors with approval rules and a record finance can reconcile.
- Money in: Client pays invoiceCard or mobile money
- Money out: Supplier paidOnce approvals are met

Let's talk about how your money moves.

Tell us a little about your business and we'll get back to you with next steps.